To our Valued Agency Partners:
NEW YORK HOMEOWNERS
- ALL NEW BUSINESS for HOMEOWNERS policies in the state of NEW YORK will be written in our Rutgers company
- ALL NEW YORK HOMEOWNERS’ RENEWALS already written on AMERICAN EUROPEAN paper willl continue to renew on AMERICAN EUROPEAN paper
- RUTGERS has SIMILAR RATES as AMERICAN EUROPEAN
- RUTGERS has the SAME PRODUCTS and COVERAGES as AMERICAN EUROPEAN
NOW Available for HOMEOWNERS in NEW JERSEY (and New York)
- Replacement Cost Coverage on contents (Coverage C) with limits as low as 30% of Coverage A.
- Ability to remove Coverage B (other structures) provided that the exposure does NOT exist
- Higher deductible credits.
- Currently, ALL Homeowners business is written in RUTGERS now and will continue to renew in RUTGERS (with the extra enhancement options available above)
Policy Types Available in New York and New Jersey
HO5 – Homeowners Insurance: Owner Occupied
HO6- -Condominium Owner Insurance: Owner Occupied
HO4 – Renters Insurance
HO3 – Special Form Policy