AE is a wholly-owned subsidiary of American European Group, Inc., which was formed in 1986 by a small group of investors to meet the insurance needs of residential and commercial policyholders in the states of New Jersey and New York.  Over the past decade, AE has expanded into Pennsylvania, Maryland, Massachusetts, New Hampshire and Rhode Island and now annually writes approximately 25,000 policies and $50 million in written premium through a network of 300 independent agents.

Policies are underwritten by AE Underwriters Agency, Inc., on behalf of Falls Lake National Insurance Company, rated A (Excellent), Stable Outlook, Financial Size IX by A.M. Best Company, Inc. and American European Insurance Company, Rutgers Casualty Insurance Company and Rutgers Enhanced Insurance Company, rated B (Fair), Stable Outlook, Financial Size VII by A.M. Best Company, Inc.

AE offers its agents and insureds a broad product line and risk appetite and specializes in numerous market segments such as habitational (apartments, condos and 1-4 family dwellings), commercial office buildings, mixed-use occupancy buildings, artisan contractors, retail stores, pharmacies, funeral homes and many other segments.

Working With Agents Throughout New England and the Northeast

We work with over 300 agents throughout the Northeast states to provide insurance solutions for business owners in:

  • New Jersey
  • New York
  • Pennsylvania
  • Maryland
  • Massachusetts
  • Rhode Island
  • New Hampshire

With more than 25,000 policies in force and over $50 million in written premium, we have the experience and stability required to provide you peace of mind, while still providing a “personal touch” level of service.

Why Work With Us?

Agents choose to work with American European Insurance Group because of our reputation for fast, expert service and flexible coverage options that make it easy to tailor an insurance program to fit the specific needs of their clients businesses. Direct access to our underwriters provides them with a clear communication channel throughout the quote process.  This allows them to a quick response to you, and you to bet back to the business of your business!

Once your coverage is in force, our personal service does not stop there.  Insureds can access our convenient web portal, to review their policy information, make premium payments, or file claims online.  For those who prefer a more personal touch, our Customer Service Call Center Representatives are standing by to take your call.

Our Insurance Products

We offer a wide range of commercial and personal insurance products that can be tailored to meet your individual needs and budget.    Our Package and Business Owners Policy offerings include coverage for general liability, property, crime, inland marine, auto and umbrella.

Please use our “Find an Agent” button at the top of the home page to locate an agent partner near you.

Become an Independent Insurance Agent With AE

If you are an independent insurance agent who shares our values of accountability, trust and responsiveness, serves small to mid-size commercial accounts, and service a clientele that matches our target segments, we would love to talk to you.  Our careful and limited selection process benefits our agents by bringing on  fewer partners, and thereby increasing the franchise value for each of our agent partners.

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If you’re an independent agent interested in partnerting with AE, click to sign up now.

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