Skillpac Artisan Contractor Program

Skillpac Artisan Contractor Program

AE’s Skillpac Artisan Contractor Program provides comprehensive contractors insurance that is specifically designed to meet the insurance needs of smaller contractors. 

AE’s Skillpac Artisan Contractor Program is designed for firms with less than seven employees and offers affordable small contractors insurance that includes:

Liability Protection (Mandatory)

  • Save money with simplified ratings based on your number of employees.
  • AE gives you the freedom to choose the liability coverage that is right for you.  Protect your business with coverage up to $1,000,000/$2,000,000.  Or, get limits of up to $6,000,000 with a Commercial Umbrella policy.


  • Get peace of mind with AE’s all-risk property coverage for your office, storage facilities, tools, and equipment.

Inland Marine

  • Because your business is constantly on the move, AE offers Inland Marine coverage for:
    • Communications Floater
    • EDP
    • Installation Floater
    • Tools and Equipment

Optional Enhancement Endorsements

  • In order to offer you the most customizable small contractors insurance possible, AE’s Skillpac Artisan Contractor Program provides the following Optional Enhancement Endorsements:
    • Accounts Receivable
    • Blanket – Additional Insured
    • Care Custody Control
    • Designated Construction Projects (Per Project Aggregate)
    • Extra Expense
    • Money and Securities

Contact your local independent agent for more information about the small contractors insurance offered by AE’s Skillpac Artisan Contractor Program.

Note: This web page offers a brief description of coverages and availability may vary by State.  For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local independent agent.